Would they be financially secure for the rest of their life after their loss and not have to worry about paying the mortgage? If not, then a life assurance policy is a must. Life assurance for life and death Life assurance, also known as life insurance, is an assurance policy that pays out a lump sum to a named person(s) in the event of your death. This type of assurance policy is inexpensive to maintain, assurance premiums being very low if you take up the assurance policy early in life. Depending on the nature of the assurance policy you may pay assurance premiums up until the end of your life or up until a specified age. You can also format your assurance policy as a single life policy or as a joint life policy. For married couples with a mortgage and/or dependants, a joint life policy is often the preferred type of assurance to opt for as the assurance policy has the flexibility to pay out on first death or second death. An assurance policy that pays out on first death is beneficial for those carrying a mortgage and where the deceased's life partner and/or dependants are still alive. Types of life assurance policies When considering buying into a life policy you'll find three basic types of assurance policy available from assurance companies - term assurance, family income assurance and whole life assurance. Term assurance - Term assurance is a straightforward life policy that pays out a tax-free lump sum upon your death. This is a basic life policy that runs to a specified term, often coinciding with the life of a mortgage. Family income assurance - This life policy is a set term assurance policy that pays out to dependants should you die during the term of the assurance policy. Pay out is on a regular basis (like an income) until full term of the assurance is reached. Whole life policy assurance - This is an open-ended assurance policy that pays out a lump sum upon your death, regardless of when you depart this life. Title: Life Insurance Guide-Ensure your Life Now Word Count: 278 Summary: Life insurance is a type of insurance that pays a sum of money to the beneficiary of the insured person only if the premiums of insured are in progress. It works like all other insurance policies. In life insurance insured person ensures his life by paying a small amount of premium. Keywords: Life Insurance Article Body: Actually life insurance is an agreement between insured and insurance company. Insurance company agrees to pay a certain amount of money to insuredÆs
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Sho-Nuff Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sho-Nuff Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sho-Nuff Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sho-Nuff Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sho-Nuff Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sho-Nuff Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Sho-Nuff Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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